Up to 10% insurance premium rebate

Flock tracks key safety metrics, allowing fleets to accumulate rebates throughout the policy period. The better the performance, the larger the Rebate—safer fleets can earn back up to 10% of their annual premium.

Designed to reward safety

Keep loss ratios, safety scores and claim reporting times under control to maximise the rebate of a fleet.

Most fleets receive a rebate

Flock’s rebate is designed to be earned. The majority of Flock fleets that take safety seriously unlock a Rebate at renewal.

Transparent rebate calculation

No more guesswork. Flock’s rebate is calculated in real-time. Log into the Flock Portal to see how the Rebate of a fleet has evolved over time, and forecast the estimated payout at renewal.

Updated Real-Time

Our platform shows how each driving behaviour impacts your premium, giving you actionable insights to control and lower your costs.

Insights to increase rebates

The Flock Portal will show the actions to take to increase this rebate and lower your costs.

Insurance for a wide range of fleets

Learn more about the types of fleets we cover

Courier Fleet Insurance

All courier fleets, including Amazon and DPD delivery service partners.

Own Goods Fleet Insurance

Such as contractors, tradespeople, and food distribution

Haulage Fleet Insurance

A broad range of haulage fleets, including HGVs and LCVs

Short-Term Rental Fleet Insurance

Including car clubs, daily rental companies, and mobility platforms

Long-Term Rental Fleet Insurance

All leasing, subscription, and Salary Sacrifice fleets

And many more...

Including Telecom Fleets, Removals, ...

Taxi & PCO Fleet Insurance

Includes public/private hire, Uber, Bolt, Black Cabs, and credit hire.

FAQs

These are the questions that fleets often ask us. If you cannot find a response, get in touch below.

What types of fleets does Flock insure?

Flock insures a variety of fleets, including Courier fleets, Own Goods or Trades fleets, Short- and Long-term rental fleets (also known as Self-Drive Hire fleets) and Taxi or PCO fleets. Our minimum vehicle count starts at 10 vehicles. You can learn more about the types of fleets we can insure on flockcover.com/appetite.

What is Flock and how does it work?

Flock is a fleet insurance product. Flock insures a variety of fleets, including Courier fleets, Own Goods, or Trades fleets, Short- and Long-term rental fleets and Taxi & PCO fleets.

Like any other insurance policy, we are here to help you when things go wrong and ensure that claims are paid promptly. Flock also helps you manage the safety of your fleet by reducing accidents and ensuring that your vehicles are on the road as much as possible.

And here is the best part: Flock will also reward you for your safety efforts with premium rebates. With Flock, safer fleets pay less.

How much does Flock’s fleet insurance cost?

The cost of Flock’s fleet insurance is tailored specifically to each fleet. Our premiums are data-driven and designed to reflect the unique risk profile of your fleet. Flock’s insurance combines real-time risk insights with flexible pricing, rewarding safer fleets with lower premiums. By analysing factors such as driver behaviour, mileage, and journey risk, we can provide competitive pricing that reduces costs for safer fleets.