# Easy claims reporting

Report claims quickly through any of Flock’s multiple claim reporting channels and benefit from low excess levels for claims reported shortly after the incident occurs.

### Multiple reporting channels

Submit claims in the most convenient way, with options to report via the Flock Portal, by phone, or email - making it easy to take immediate action.

### Excess reduction incentives

Keep premiums low by reporting claims promptly. Claims reported quickly qualify for the lowest excess and reduce the impact on the loss ratio.

## Real-time claims data

Stay informed with real-time access to claims data. View updates as they happen, track status, and see how claims impact loss ratios.

### Live claim status updates

Receive up-to-date information on ongoing claims. The Flock Portal provides instant notifications and detailed status tracking.

### Real-time loss ratio calculation

Understand the impact of claims on loss ratios with data that’s always up-to-date, helping to maximise the rebate of every fleet.

## Insurance for a wide range of fleets

Learn more about the types of fleets we cover.

### Courier Fleet Insurance

All courier fleets, including Amazon and DPD delivery service partners.

### Own Goods Fleet Insurance

Such as contractors, tradespeople, and food distribution.

### Haulage Fleet Insurance

A broad range of haulage fleets, including HGVs and LCVs.

### Short-Term Rental Fleet Insurance

Including car clubs, daily rental companies, and mobility platforms.

### Long-Term Rental Fleet Insurance

All leasing, subscription, and Salary Sacrifice fleets.

### And many more...

Including Telecom Fleets, Removals, ...

### Taxi & PCO Fleet Insurance

Includes public/private hire, Uber, Bolt, Black Cabs, and credit hire.

## FAQs

### What types of fleets does Flock insure?

Flock insures a variety of fleets, including [Courier fleets](/content/fleet/courier-insurance/index.html), [Own Goods or Trades fleets](/content/fleet/own-goods-insurance/index.html), [Short-](/content/fleet/short-term-rental-insurance/index.html) and [Long-term rental fleets](/content/fleet/long-term-rental-insurance/index.html) (also known as Self-Drive Hire fleets) and [Taxi or PCO fleets](/content/fleet/taxi-insurance/index.html).

### What is Flock and how does it work?

Flock is a fleet insurance product. Flock insures a variety of fleets, including [Courier fleets](/content/fleet/courier-insurance/index.html), [Own Goods](/content/fleet/own-goods-insurance/index.html) or [Trades fleets](/content/fleet/own-goods-insurance/index.html), [Short-](/content/fleet/short-term-rental-insurance/index.html) and [Long-term rental fleets](/content/fleet/long-term-rental-insurance/index.html) and [Taxi & PCO fleets](/content/fleet/taxi-insurance/index.html).

### How much does Flock’s fleet insurance cost?

The cost of Flock’s fleet insurance is tailored specifically to each fleet. Our premiums are data-driven and designed to reflect the unique risk profile of your fleet.